A message to you from the President of The Association of Retired
Americans, John K. Smith
WE ARE THE COMMON
The Association of Retired Americans (ARA) is a national-not-for-profit
membership organization. For over 40 years, ARA has helped active
Americans secure a better life while keeping a no political agenda
Members not only receive needed information to enhance both pre-retirement
and retirement living but they also receive valuable programs for
themselves and their families. We have designed our membership for
active Americans age 45 plus. Those under 45 can also join as associate
members, enjoying all the features of ARA except voting on Association
issues or any specified age-restricted programs.
Join Now! Yearly membership
is only $30!
An editorial Message from our Webmaster about 2017 COLA (or how the
politicians have fixed it so we actually get less money than we
got 2 years ago) and the elections. You won't often see my
commentary here. But ...
... The increase in both Social Security and Federal
Retirement benefits is a meager 0.03% ... or 30 cents per
hundred dollars paid in benefits. Why bother? you may ask ...
because 'they' can't raise the Medicare Part B premiums if there
is no increase in the COLA. This will be the smallest increase
on record with the exception of the several years without any
COLA increase. And I suspect that the increase was made just so
the Medicare Part B premiums could be raised. And for the
average person receiving $1,200 in benefits, the increase is a
hot $3.60. Really? And by the time Part B premiums are taken out
of the payment, the average payment increases only $0.90.
(That's ninety cents. JUST 90 cents.) Won't even buy a cup of
coffee at Starbucks; as if we retirees could afford Starbucks.
Some economic indicators: While joblessness has fallen from
over 15% in 2009 to about 5% currently, employment for 25 to
54-year-olds remains depressed. The GDP is doing great, but
household income is diminishing. It's gone from almost $57,000
in 2009 to less than $54,000 in 2015 (adjusted for inflation)
It is election time. NOW is the time to review your
candidates carefully. Regardless of party affiliation, ask
• What is their position on the economy? What are their plans to fix it?
• How does the candidate feel about personal and corporate income tax?
• How do they feel about climate change?
• What are their plans for Social Security?
• Medicare spending is due to double in the next 10 years.
What are they going to do to rein in the pharmaceutical
industries' rapacious pricing?
I am Lynda,
the Webmaster. I work behind the scenes, creating and updating
this website.You may email me at