Ultimate

Additional Discounts*

ARA members and their families earn discounts on eye exams (in select areas, where approved) and eyewear from over 11,000 major chain and independent optical locations selected for the ARA eMembership Card. An average discount of 10-50% off of the regular price of eyeglasses, contact lenses, sunglasses, and corrective surgery is included. Also save with our contact lens mail order program.

Visit this link for more information.

LASIK Savings of 10-50%!

The LASIK program features credentialed, national networks of board eligible ophthalmologists.

At LASIK locations worldwide, members receive 10-50% off of the national average cost of LASIK procedures.



Key Features:

  • A simple blood test is necessary for the prevention or early detection of diseases. The earlier a problem is identified, the easier and more likely it is to be treated.
  • DirectLabs® (DLS) is the leader in direct access laboratory testing.
  • DLS offers a wide variety of important health and wellness blood chemistry tests at discounted prices, saving members 10% to 80% off regular retail pricing at over 3,000 certified labs nationwide. *

*Services not available in not available in NJ, NY, and RI.

Hotel Engine provides an exclusive hotel booking platform for members to access incredible deals on hotel room rates. Members have access to discounted hotel rooms at more than 400,000 hotels and resorts in the U.S., Canada and 185+ countries worldwide.   

Members receive:

  • Members save 20-60% on hotel rooms
  • Unlimited bookings and no booking fees
  • Best-in-class rewards program
  • 24/7 U.S.-based support with no change fees, professional customer support and a direct line to all hotel chains
  • Easy-to-use mobile app for booking on the go

Members have access to prescription savings of 15% to 60% off the retail price of most generic drugs
and 15% to 25% off the retail price of most brand name drugs at over 62,000 participating pharmacies
nationwide. 

At the pharmacy, members simply present their membership card to the pharmacist and will receive
savings at the time of purchase. Even if members have prescription benefits through a health insurance
carrier, a comparison of costs between the two programs should be performed to determine the most
savings.

*Participating pharmacies are subject to change.

Visit this link for more information.

The podiatry discount is available to members through Healthcare Networks of America, Inc. (HNA).
Members will receive savings on services from participating podiatric physicians.

Members receive savings on the following:

  • 50% discount on the provider’s fee for the initial exam
  • 20% discount on the provider’s fee for all other services and products

Key Features of HNA Podiatry Network:

  • Members have access to over 2,000 participating podiatrists.
  • Initial exam and consultation include complete gait analysis, x-ray, neurological exam and vascular exam.
  • Treatment programs for heel pain, bunions, ingrown toenails, diabetes, arch pain, arthritis, and other foot and ankle problems

Swanson has innovated science-backed vitamins and supplements, healthy home, pantry and self-care products, delivering wellness solutions for mind body and home for more than 50 years. Members now receive 25% off Swanson Brand products and 5-15% off almost everything else on the Swanson website.

Services include free shipping on orders over $50, Swanson’s 100% money-back guarantee, outstanding customer service available Monday through Saturday that includes phone, email and live chat sessions and healthy living trends on Swanson’s blog, email newsletters and catalog.

Better Living Now, Inc. (BLN) is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions. From medical appliances and supplies to home medical equipment, BLN can be a member’s single source for all their vitamin, nutrition and durable medical equipment needs.

BLN brings these values to the member:

  • Free shipping and choice of free gift with first order
  • Durable Medical Equipment 20% to 30% off retail price
  • Diabetic supplies including an insulin pump, a continuous glucose monitor (CGM) and testing supplies (monitor, strips and lancets) 20% to 40% off retail price
  • Disposable Medical Supplies 20% to 40% off retail price
  • Nutritional Supplements and Daily Living Aids 20% to 25% off retail price
  • No shipping charges on orders of $100 or more. Shipping is a flat $7.95 for orders under $100.
  • Up to a 90-day supply delivered and replacement notifications before your supplies run out
  • No complicated forms to fill out and no inconvenient trips to the pharmacy

Careington International Corporation is one of the most recognized professional dental networks in the nation and boasts one of the largest dental networks nationally with a focus on neighborhood dentists. Careington networks are a leader in member-transparent pricing with robust fee schedules. 

Save 20-50% on most dental procedures including routine oral exams, unlimited cleanings and major work such as dentures, root canals, crowns, and implants. Members may take advantage of savings offered by an industry leader in dental care. Careington

International Corporation is one of the most recognized professional dental networks in the nation and

boasts one of the largest dental networks nationally with a focus on neighborhood dentists. Careington

networks are a leader in member-transparent pricing with robust fee schedules.

Careington Dental Plan Features:

  • Save 20% to 50% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals, and crowns
  • 20% savings on orthodontics including braces and retainers for children and adults
  • 20% reduction on specialist’s normal fees. Specialties include: Endodontics, Oral Surgery, Pediatric Dentistry, Periodontics, and Prosthodontics where available
  • Cosmetic dentistry such as bonding and veneers also included
  • All dentists must meet highly selective credentialing standards based on education, background, license standing and other requirements
  • Members may visit any participating dentist on the plan and change providers at any time

We are pleased to provide a hearing care discount plan that makes hearing aid services accessible, as well as affordable.  Amplifon is one of the largest providers of hearing health care benefits in the United States offering members a variety of hearing aids and services through a simple three-step process.  As a member, you will have access to discounts on hearing care services and products at over 3,800 locations throughout the nation.  We offer a hearing aid low price guarantee.  Should you find a lower price at another local provider, we will gladly beat that price by 5%.  

Key Features:

  • Save 40% on diagnostic services, including hearing exams, at over 5,600 provider locations nationwide.
  • Hearing aid low price guarantee: If you should find the same product at a lower price, bring us the local quote and we’ll not only match it, we’ll beat it by 5%!
  • 2 years of free batteries (80 cells per hearing aid, per year)

Save up to 25% on car rentals.  

As an ARA member, you are entitled to savings of up to 25% off on Alamo, Avis, National and Budget car rentals. Call the car rental company directly or your favorite travel agent to make reservations.

Order flowers by phone and an experienced, customer-friendly Corporate Gift Services Consultant will help you select the perfect floral arrangement or non-floral gift with up to 15% off. 

Order online and choose from a vast selection of products, including fresh flowers, plants, gourmet & specialty baskets, balloons, confectioneries, home & garden merchandise and much more

DialCare Physician Access is a modern, easy-to-use telemedicine solution for non-emergency illnesses and general care. Members and their families have direct access to state-licensed and fully credentialed doctors, via phone or video consultations, to receive treatment and advice for common ailments, including colds, the flu, rashes and more. When medically appropriate, a DialCare doctor may prescribe a short term, non-DEA controlled medication for the member to pick up at the pharmacy of their choice.

Doctors are available 24 hours a day, 365 days a year, allowing members and their families convenient access to quality care from home, work or on the go.

Visit this link for more information.

One call could save you hundreds on auto insurance with Farmers GroupSelect. As a member of
Association of Retired Americans, you have access to receive special savings and benefits. Call
855-892-0987 today for a custom quote and we’ll help you find coverage that fits the way you drive.

As an ARA Card Member you have the opportunity to choose from any LASIK provider in the Network. The LASIK program features credentialed, national networks of board eligible ophthalmologists. These surgeons have invested $250,000 to $600,000 in laser technology. There are less than 1,000 refractive surgeons who own their own lasers—ARA has contracted with approximately one-third of these surgeons. These surgeons have performed over 1.5 million procedures, almost double the number of procedures that other LASIK providers have performed.

LASIK Discounts

ARA Card Members receive a fixed, preferred price which represents a 10% – 50% savings off the national average cost of LASIK procedures. 

We are pleased to provide a hearing care discount plan that makes hearing aid services accessible, as well as affordable. Amplifon is one of the largest providers of hearing health care benefits in the United States offering members a variety of hearing aids and services through a simple three-step process.  As a member, you have access to discounts on hearing care services and products at over 3,800 locations throughout the nation.  We offer a hearing aid low price gaurantee.  Should you find a lower price at another local provider, we will gladly beat that price by 5%.  

40% discounts on diagnostic services, including hearing exams, Financing options with up to 12 months no interest, 3 year warranty, discounts on batteries mailed directly to your home, and over a 90% customer satisfaction rate for over a decade.  

Members have access to prescription savings of 15% to 60% off the retail price of most generic drugs
and 15% to 25% off the retail price of most brand name drugs at over 62,000 participating pharmacies
nationwide. 

At the pharmacy, members simply present their membership card to the pharmacist and will receive
savings at the time of purchase. Even if members have prescription benefits through a health insurance
carrier, a comparison of costs between the two programs should be performed to determine the most
savings.

*Participating pharmacies are subject to change.

Visit this link for more information.

Members receive substantial discounts off usual charges for blood tests and all other lab testing. Also, members have the ability to access all types of laboratory tests for multiple conditions and diseases without a physician’s referral, and at nearly half the typical cost.

Your ARA Membership Card empowers you with access to lab test results once only available to your doctors. With your membership, you can now use MyMedLab for efficient, affordable, and confidential medical laboratory testing. This easy-to-use service allows you to browse a wide array of medical laboratory tests, so that you can become informed on both tests and diseases. As part of our supplemental health coverage, you also now have the ability to purchase medical lab tests for you and your family at pre-negotiated savings of up to 50% off regular pricing.

We have also teamed up with CGX Testing, visit HERE to see if you qualify for free genetic testing.

Travel – If you’re an ARA member, take up to 10% off your stay at any one of thousands of Choice Hotels worldwide.  With over 5,800 locations worldwide, Choice Hotels is virtually everywhere you want to travel.  

Our Travel benefits also include Emergency Assistance Plus.  This is a program that helps you and your family get home safely if an unexpected incident were to occur while traveling.  ARA Endorsed Emergency Assistance Plus provides a crucial safety net that helps pay for emergency medical transportation expenses your health or travel insurance generally will not cover.  

Guided Tours – We have partnered with Collette Vacations to offer our members guided tours all across the world.  They offer tours to all 7 continents, each tour is lef by an expert guide who shows you around like a local.  Tours may include meals, choice accommodations and activities that capture the spirit of your destination. 

  • Nationwide brings you health insurance coverage for your pets. A pet insurance policy from Nationwide helps pay for your pet’s treatments, surgeries, lab fees, X-rays and much more. You’ll have peace of mind knowing you can care for your pet no matter the cost.
  • Freedom: You’re free to use your choice of veterinarian (no preapproval necessary) worldwide– including specialties and emergency providers.
  • Flexibility: Nationwide’s plans are licensed in all 50 states.
  • Savings: Receive discounts when enrolling multiple pets – up to 5%, 10% and 15%.
  • Extras: Through our vetHelplinesm, policyholders receive live veterinarian guidance 24/7 about their pet’s health, from general questions to identifying urgent care needs. In addition, policyholders enjoy discounts on pet products and services, a newsletter, online support and more.

Special discounts available – You’re eligible for a discount when you enroll through your company or organization. Save even more when you enroll multiple pets.

  • 1 pet = 5% discount on base medical or wellness plan
  • 2–3 pets = 10% discount on base medical or wellness plan for each pet
  • 4+ pets = 15% discount on base medical or wellness plan for each pet

What would you do if you or your family needed emergency medical transportation due to a heart attack, stroke or allergic reaction and the current hospital you are in is not able to appropriately treat you for your condition, or what if you just lost a prescription? Whether you are traveling across the state, across the country, or across the world and have a medical emergency, Emergency Assistance Plus gives you peace of mind with 24-hour emergency assistance.

You’ll feel confident knowing that if you’re alone and become hospitalized, Emergency Assistance Plus will provide a loved one with emergency transportation right to your bedside. Emergency Assistance Plus also protects you from return home flight expenses for your dependent children or grandchildren who are left unattended due to your medical emergency.

Visit this link for more information.

*THE ADDITIONAL DISCOUNTS FROM CAREINGTON ARE NOT INSURANCE and not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at [applicable website]. A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR residents will be refunded the processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. This plan is not available in Vermont or Washington.

Want to become an Ultimate Member?

By clicking the link below, you will be directed to fill out a form.  A licensed agent will then reach out to you promptly to finish registering you as an Ultimate member with ARA!

Have questions? Feel free to call 1 (800) 806-6160 and a licensed agent will be happy to speak with you.  

Already a Member?

How to start using your benefits today

Where Can I Look Up A Vision, Dental, Or Hearing Provider In My Area?

Careington has a provider search option available so you can see a vision specialist who accepts the discount plan in your area, Here.

How can I check the price of my prescription?

Look up prescriptions with this helpful tool, Here.

How do I start using my shopping/travel/health care benefits?

You can start using them today by vising the following:

Travel

Health Care

Shopping

Telemedicine Pass

Please Note: This is NOT insurance, but provides for discounts at certain providers of health care services. The member must pay for all health care services at the time of service, but will receive a discount from those providers who have contracted with the program operator. Please see HERE for more information.

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